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Indianapolis Workers’ Compesation Attorneys
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Fighting For Your Rights
We Wrote the Book on Workers Compensation
When looking for representation, we think you would do well to hire the firm who wrote the book. The workers’ compensation lawyers at Klezmer Maudlin, PC, authored the Workers Compensation Practice Manual, which serves as a resource for all issues related to the administration and practice of workers’ compensation law in Indianapolis.
Our Indianapolis workers’ compensation lawyers also frequently speak at professional seminars on issues related to workers compensation and workplace injury claims.
Consider Our Track Record of Success
Tenacious Workers’ Compensation Lawyers Serving Indianapolis, IN
When you’ve been hurt at work with an injury, illness, or disease, Indiana workers’ compensation law might entitle you to receive financial benefits and payments that can help you during your recovery. If you are struggling to receive benefits from your employer, an Indianapolis workers’ compensation lawyer from Klezmer Maudlin, PC can help you assert your rights.
Our firm advocates for workers who have suffered injuries or illnesses during their jobs. We hold employers and insurers accountable under Indiana law. We represent injured workers and help them recover the maximum compensation possible for past and future lost wages, and to cover their medical expenses. If your injuries are permanent, you may be entitled to a settlement. Contact us today to see how we can help you.
Don’t wait to get the legal help you need. Call Klezmer Maudlin, PC for a free consultation to discuss your rights with a knowledgeable workers’ compensation attorney in Indianapolis at (317) 623-4238.
Why Choose Klezmer Maudlin, PC to Fight For Your Workers’ Compensation Rights?
The workmans compensation system can be difficult to navigate. You may be entitled to more than one type of workers’ comp benefits. At Klezmer Maudlin, PC, we stand out among other top-rated workers’ compensation law firms for several important reasons.
Why do clients choose us to help them with their workers’ compensation claims? Here are a few of the advantages you’ll receive when you partner with Klezmer Maudlin, PC:
- Our team of attorneys has over a century of combined legal experience.
- We have offices in Indianapolis, Jeffersonville, Lafayette, and Evansville/New Harmony to assist clients throughout the state. Our workers comp lawyers also practice in Kentucky and serve workers in the greater Louisville region.
- We wrote the book on workers’ compensation in Indiana, literally. Our attorneys authored the Indiana Workers’ Compensation Practice Manual. This is the ultimate legal resource that attorneys in the state rely on as their guide for understanding workers’ compensation law in Indiana. Our peers in the Indiana legal community recognize our knowledge and experience and frequently invite our attorneys to speak at seminars on workers’ compensation and work injury claims.
- Our clients have no upfront financial obligations when we acceptr their workers’ compensation claims. We offer free initial consultations and charge no legal fees or expenses unless and until we recover financial compensation.
What Financial Benefits Can You Receive in an Indiana Workers’ Compensation Claim?
Under the Indiana workers’ compensation system, your employer may need to provide various financial benefits if you sustain an injury or illness in the course and scope of your employment.
These benefits may include:
- Medical benefits to cover the cost of all reasonable and necessary medical treatment and rehabilitation services to help you recover from a work injury or occupational disease.
- Temporary total disability benefits pay you two-thirds of your pre-injury/illness average wage (subject to a cap) for the days you miss from work.
- Temporary partial disability benefits apply if you need to work part-time or in a lower-paying, modified-duty role while you recover. They provide two-thirds of the difference between your current lower earnings and your pre-injury/illness average weekly wage.
- Permanent partial impairment benefits are available once you reach maximum medical improvement of your injury. These payments cover impairment or loss of use of a body part or bodily function based on the specific body part or function and the degree of your impairment.
- Permanent total disability benefits compensate you when your injury indefinitely disables you from gainful employment.
- Vocational rehabilitation services cover the cost of training you to do another job within your medical limitations.
- Death benefits pay up to $10,000 towards funeral/burial costs plus replacement of the worker’s wages equal to the temporary total disability benefits described above.
Workers’ Compensation Statistics in Indianapolis, IN
According to the Indiana Department of Labor, there were 3.1 injuries/illnesses per 100 full-time workers in one recent year. Fortunately, this is the lowest rate of non-fatal worker injuries and illnesses since the state began documenting injury rates in 1992.
An estimated 73,800 workers in Indiana experienced a non-fatal, recorded work injury or illness in that year. If you were one of the unfortunate injured workers, talk to one of our workers’ compensation lawyers to learn more about your specific rights.
Almost 60 percent of recorded non-fatal injuries and illnesses resulted in one or more days off work. However, the workers who suffered non-fatal injuries and illnesses in that one year spent a median of 11 days off work. We can also help you recover compensation for missed work and future changes in your work capabilities.
Industries with the highest rates of non-fatal injuries or illnesses per full-time employees include:
- Healthcare and social assistance, with a rate of 6.9 per 100
- Agriculture/fishing/forestry/hunting, with a rate of 4.3 per 100
- Arts, entertainment, and recreation, with a rate of 3.8 per 100
- Transportation and warehousing, with a rate of 3.7 per 100
- Manufacturing, with a rate of 3.4 per 100
Our knowledgeable team of work comp lawyers has experience helping workers in many different industries recoup financial losses through the Indiana workers’ compensation system.
Indiana also experienced a total of 158 work-related fatalities in one recent year. Industries with the highest numbers of worker fatalities included:
- Construction
- Transportation/warehousing
- Agriculture/fishing/forestry/hunting
- Manufacturing
- Administrative and waste services.
After sustaining a work injury or occupational illness, you have a limited window if opportunity to file a claim for workers’ compensation benefits. Under §22-3-3-3 of the Indiana Code, you must file a compensation claim with the Workers’ Compensation Board within two years of the date of a workplace accident or two years from the date of a worker’s death in the event of a fatal accident.
If your employer accepts your work injury or occupational disease claim but later stops payment, you have two years from the last payment date to file your claim with the board. Filing a claim after the deadline will usually mean the loss of your right to demand workers’ comp benefits from your employer.
The Types of Workplace Injuries Our Indianapolis Workers’ Compensation Lawyers Can Help You With
At Klezmer Maudlin, PC, our Indianapolis injured workers lawyers represent hardworking people who have suffered injuries or illnesses in workplaces accidents such as:
- Construction accidents – these range from falls to scaffolding collapse to equipment accidents and more.
- Service industry accidents – may include falls on slippery surfaces, burns and cuts, repetitive movement injuries and more.
- Forklift accidents – can happen when the forklift impacts a worker or rolls over and injures the driver.
- Warehouse/factory accidents – may involve falling items, machinery injuries, and more.
- Motor vehicle accidents – when a worker must drive during their job, if they are involved in a crash, workers’ comp may apply.
- Slip and fall accidents – these can happen on any job site and can lead to serious and life-long complications.
- Third-party accidents – when another person or company (not your employer) causes your injuries, you may have additional rights to receive payment.
We can pursue the full scope of benefits and financial compensation you need after you have suffered injuries or illnesses like:
- Broken bones
- Burns
- Repetitive stress injuries
- Overexertion
- Herniated spinal discs
- Lacerations, abrasions, and avulsions/degloving injuries
- Electrocution
- Crush injuries
- Internal organ injuries and internal bleeding
- Spinal cord injuries
- Traumatic brain injury
- Nerve damage and paralysis
- Vision or hearing loss
- Amputation
- Toxic exposure
- Cancer
- Infectious diseases, such as COVID-19
No matter what injury or illness you may have suffered due to your work, our workers’ compensation attorneys will fight tirelessly for the financial resources and support you need for your recovery.
You Do Not Need to Take On Your Employer or the Workers’ Compensation Insurance Company on Your Own
Because most employers in Indiana must provide their employees with workers’ compensation benefits in the event of a work injury or occupational illness, they usually have workers’ compensation insurance providers or claims administrators to consider, pay, and manage workers’ benefits. Therefore, when you request workers’ compensation benefits from your employer, you will likely deal with an insurance company or claims administration company.
Although a work-related injury or illness usually entitles an employee to workers’ compensation benefits, many employees have difficulty convincing the insurance or claims administration company to approve their claim and pay them the full benefits and compensation they deserve. This is where we can help.
If you have been denied benefits, you may have options. Remember that you do not have to fight the insurance company on your own. Turn to a dedicated workers’ compensation lawyer at Klezmer Maudlin, PC to go to battle for you.
Some of the important reasons why you should partner with an Indianapolis workers’ compensation attorney at Klezmer Maudlin, PC include:
- The insurance company’s interest does not align with your interests: While you need to receive the full scope of benefits and financial compensation available to you under the workers’ compensation system, the insurance company’s goal is to minimize the amount of money it must spend on your benefits. As a result, insurers will look for any reason to refuse to pay certain benefits. Or they may deny or terminate your workers’ compensation claim without a legitimate excuse. A workers’ compensation lawyer can challenge the insurer’s actions and aggressively pursue the financial benefits you deserve.
- Insurance adjusters receive training to get you to act against your interests: An adjuster might contact you to ask you how you feel or request a written statement or pose questions about the accident and your injuries. They will listen carefully for anything you might say that they can later use to argue that you have not been seriously injured or that you can return to work.
- Insurers often investigate workers’ compensation claimants: If you claim that a work-related injury or illness disabled you, the insurance company may closely watch you for any evidence to undercut your claim. They may require you to undergo independent medical exams, monitor your social media accounts to see you traveling or engaging in physical activities, or even hire private investigators to catch you performing daily activities like mowing the lawn. A determined work comp lawyer can protect you from inadvertently jeopardizing your claim.
What to Do After a Workplace Injury
When you have suffered a work injury or an occupational illness on the job in Indianapolis, what steps should you take to protect your rights for workers’ compensation benefits?
Ideally, you should:
- Seek medical attention as soon as possible to document a diagnosis for your injuries or medical condition. Remember, when your injury or illness is work-related, your employer will likely require you to select a doctor from a list of approved providers.
- Gather evidence from the workplace accident, such as taking photos or video of the scene and talking to co-workers or other individuals who witnessed the accident.
- Promptly notify your employer that you suffered a workplace injury or illness so your employer can forward your claim to its workers’ compensation insurer or claims administrator.
- Keep copies of your pay stubs or wage/income records, as well as copies of any bills, invoices, or receipts for expenses you incur due to your work injury.
- Follow your medical provider’s treatment plan and instructions. Don’t skip physical therapy or try to minimize your daily issues because the insurer will assume your injuries are not serious or long-lasting.
Finally, speak with a Klezmer Maudlin Indianapolis workers’ compensation lawyer to learn more about your workers’ compensation rights and to discuss the next steps toward receiving the full benefits and compensation you deserve.
Our Skilled Worker’s Compensation Attorneys Answer the Most Frequently Asked Questions
Insurance companies look for many avenues to reduce the cost of your claim. One tact is to switch doctors when one recommends expensive treatments or keeps you off work for a prolonged period of time. This “doctor shopping” can mean you receive less-than-excellent care or you must see a doctor who is not compassionate. This practice is usually frowned upon by judges, and you don’t have to tolerate it if you are pleased with the doctor who is providing care for you.
If the workers compensation insurance company wants to shop for a doctor, and you are pleased with the one you have, contact the team at Klezmer Maudlin so we can help you preserve the care you deserve. We have offices in Indianapolis, Evansville, New Harmony and Jeffersonville/Louisville and are here to provide you with the legal help you need and deserve. Unlike the work comp insurance companies, you are not just a claim number to the legal professionals at Klezmer Maudlin, PC. We will always treat you with the respect and compassion you deserve.
Most cases that we handle here at Klezmer Maudlin, PC end up with some form of monetary/cash settlement. There are many issues that can arise during your workers compensation claim that we believe require quick action and zealous representation. A knowledgeable and proactive workers compensation lawyer on our team can address these issues expeditiously so that the claim can be resolved quickly with the settlement you deserve, and without a hearing.
In this day and age, approximately 95% of the claims we handle resolve without the need for a hearing before the Workers Compensation Board. We do our very best to maximize our clients’ recovery and acheive the best resolution of each case; whether that includes additional medical treatment, money for future medical needs, lump sum settlements, or arguing the case before the Indiana Workers Compensation Board. We fight for you. Period.
If your injury is being covered by workers compensation, Indiana law says that your employer shall pay you for your lost wages if your medical treatment or travel to or from the place of treatment causes you to lose working time. Your employer must reimburse you for your lost wages using your average daily wage.
Under Indiana Code 22-3-3-4, the workers compensation insurance company is not required to compensate you, but your employer is required to pay you. We receive a lot of calls on this issue. If you need help receiving payment for missing work due to medical appointments during a workers compensation claim, please call one of our work comp attorneys. We are located in Indianapolis, Evansville, New Harmony, Jeffersonville, and handle cases for injured workers throughout the State of Indiana.
We talk to a lot of people who have trouble getting prescriptions filled. Most insurance companies will provide an insurance card for the injured worker to use at a pharmacy similar to a health insurance card. That insurance card allows the injured worker to simply receive medications at a pharmacy at zero cost to the injured worker. The cost of the prescription is billed directly to the insurance carrier.
Unfortunately, you may run into issues where the insurance card is not activated, the pharmacist says that the medication is not authorized, and you are unable to get prescriptions on a timely basis.
Under our Indiana workers compensation laws, insurance carriers must provide all medications ordered by the authorized treating physician. There should be no delay or hiccups in an injured worker’s ability to pick up these medications.
If you run into an issue where prescriptions are not available for you when you present the workers compensation insurance card to the pharmacy, please give us a call. We can help you get the benefits you are entitled to for your claim.
The Indiana workers compensation laws are a tradeoff. They are intended to provide immediate benefits in the form of lost wages and medical treatment to injured workers without considering fault. In turn, the worker cannot sue the employer even if the employer is at fault. If you are injured at work, you are entitled to benefits set under the law, but are not entitled to file a lawsuit against your employer. These benefits include lost wages, medical expenses, and impairment. You may also be entitled to total disability payments.
Can I sue anyone for the accident? Maybe.
When you are injured at work, you or your injury attorney need to determine who or what caused the accident. If your accident was due to the fault of someone other than your employer, you may have the right to sue that “third party.” Attorneys call these cases third party cases because they are a case filed against someone other than your employer.
Examples of liable third parties might be:
- Other motorists in a vehicular accident,
- Machine manufacturers,
- Employees of another company working where you work,
- A general contractor on a construction site,
- A forklift manufacturer
- Any other person or company that injured you, other than the company you work for.
If you have questions about the possibility of a third party claim, please let us know. The primary advantage of having a third party case versus a workers compensation case is the third party claim can be worth a lot more money. Workers compensation limits your recovery, but in a third party case, you may be able to recover money for future wage loss, pain and suffering, and future medical expenses.
Our firm receives tons of calls on this topic. In Indiana, the workers compensation insurance company or your employer has the right to select the doctor who will provide treatment for your work-related accident. The selected doctor will also be in charge of assigning any work restrictions. If your employer claims that it has light duty work that falls within your medical restrictions, you will be offered light duty work that you are expected to accept.
Many employers intentionally or sloppily ignore light duty restrictions. This is wrong, and unfair to you. No one wants your restrictions to be ignored because overextending could cause a setback in your treatment, cause a new injury, or prevent you from returning to work after your treatment has ended.
If you are facing a violation of light duty restrictions, call the attorneys at Klezmer Maudlin. Typically, you should notify the supervisor of their light duty violation. If the supervisor doesn’t help, the next step may be to contact that person’s supervisor. If that doesn’t help, let the insurance adjuster know because the adjuster doesn’t want your injury to worsen. That will cost the insurance company more money and require the insurance company to pay for more treatment. Ultimately, if all of these steps fail, a judge can help. The problem with taking this issue to a judge is that it is not an overnight process. It can take time to get a court date, but we can help.
An injured worker may receive a settlement in a workers compensation claim. Typically, settlements are owed if the worker has an injury that is diagnosed as permanent. To evaluate the permanency of an injury, insurance companies typically hire doctors who enjoy receiving insurance referrals. Workers compensation carriers pay physicians well and, as a result, doctors enjoy doing workers compensation cases.
There are many excellent, credible, and honest workers compensation doctors. However, some popular workers compensation physicians assign low PPI’s as a way to please the insurance company who refers cases to them, so they will continue to receive more referrals.
Our firm knows which doctors tend to give very low PPI’s. If you do not have experience with a workers compensation case and do not know these doctors, there is a good chance that you may be assigned a low PPI and, therefore, receive a lot less or no money for your disability. One of the benefits of hiring an experienced workers compensation attorney at our firm, is we have experience with the tricks insurance companies tend to play.
Please remember, you are entitled to hire a physician or your choosing to assign a PPI. To protect you from the insurance games you may face, it’s crucial to have an experienced attorney on your side. Contact the work comp attorneys at Klezmer Maudlin today to ensure you receive a fair PPI rating.
We get this question often here at Klezmer Maudlin. The short answer is, maybe. Consider the old adage… if you feel something is wrong, it probably is. If your benefits are being paid, but you are getting sent to different doctors by the workers compensation insurance carrier to avoid providing expensive medical care, then you probably need any attorney.
If your benefits are late or underpaid, you probably need an attorney. If all of your injuries are not being properly treated, you probably need an attorney. We recommend that you use your best judgment in deciding whether or not to hire an attorney. We are here to help, and the earlier we are involved in your claim, the greater likelihood you will receive a fair outcome.
Your employer cannot fire you for hiring an lawyer for your workers compensation claim. Additionally, your employer cannot take any adverse employment action against you for filing or having a workers compensation claim. However, the unfortunate reality is that many injured Hoosiers lose their jobs when they are unable to return to their pre-injury level of employment.
Often, employers take the position that they do not have work available for injured workers within the restrictions they are assigned at the conclusion of their case and medical care. Having an attorney in your corner during your claim will ensure that you understand your rights and responsibilities under Indiana’s workers compensation laws.
Many injured workers wonder if a workers compensation claim is basically a lawsuit “against your employer.” The short answer is “no.”
99% of employers carry workers compensation insurance. Just as you carry auto insurance or homeowner’s insurance, claims are paid by the insurance company, not the owner of the policy.
A small percentage of Indiana employers are self-insured. Only large employers, who seek permission from the Indiana Workers Compensation Board, can be self-insured. With the self-insured employers, any money paid in the claim is paid by the employer’s money. This is a small minority of employers, and almost all are covered by an insurance policy so that insurance company pays if you file a workers’ compensation claim.
This is a great question and one we are happy to answer. Even though hiring an attorney is thought to be expensive and time-consuming, we have streamlined the process for the ease of all of our clients and potential clients.
The good news is, there is ZERO up-front cost to hire us to handle your workers compensation claim. Our attorney’s fees are paid ONLY if we recover money for you. If we recover a settlement, back pay, or a judgement award from the Workers Compensation Board; we are entitled to a percentage of that settlement as our fee. Generally, that percentage is 20% of the recovery, but that number can actually go down depending on the amount or type of recovery you make.
We also collect our litigation expenses from the financial recovery, so you will never receive any sort of bill from us. If we do not recover money for you, you owe us nothing. You can contact our firm by email, phone, or even text message to get the ball rolling on your case. All paperwork to retain our services can be submitted electronically, so you don’t have to worry about the time and expense of traveling to our office when you are hurt. We serve the entire state of Indiana, as well as workers who need us in the greater Louisville area. (Yes. We are licensed in Kentucky.)
Our Indianapolis Law Office and Headquarters
Klezmer Maudlin PC has our firm’s headquarters located in Indianapolis at the following address: 8520 Center Run Rd., Indianapolis, IN 46250.
Drop by our office to speak with an attorney about your Indianapolis workers’ compensation claim for free. You can also contact us to set up an appointment for a free consultation.
When You Need an Experienced Workers’ Compensation Lawyer to Assert Your Rights to Benefits, Count on Klezmer Maudlin, PC
After a work injury, to obtain the benefits you deserve, reach out to our extra-ordinarily experienced Indiana law firm serving Indianapolis and the surrounding area.
Over the years, our entire team of workers’ compensation attorneys has been focused on one thing: serving injured individuals in Indianapolis, Indiana, and the surrounding area, so they can secure the settlements they deserve and move forward with their lives in a positive way.
If you suffered a work-related injury or illness, you could receive financial benefits through the workers’ compensation system. Do not let your employer or insurer deny you the full scope of workers’ comp benefits you deserve.
Contact Klezmer Maudlin, PC today for a free, no-obligation consultation to find out how we can help you file a workers’ compensation claim in Indianapolis and learn how we will fight to get you the full benefits you need. Call us at (317) 661-2799 or fill out our contact page today.
Additional Resources
Indianapolis Emergency Rooms
Many emergency rooms and urgent care centers serve the greater Indianapolis area. A few include:
- Ascension St. Vincent Hospital – Indianapolis Emergency Room: 2001 W 86th St, Indianapolis, IN 46260
- IU Health Methodist Hospital Emergency Medicine: 1701 N Senate Ave, Indianapolis, IN 46202
- Ascension St. Vincent Indianapolis South – Emergency: 8451 S Emerson Ave, Indianapolis, IN 46237
Seek immediate medical treatment for any injuries you sustain due to someone else’s negligence and contact the attorneys at Klezmer Maudlin PC for a free consultation about how you could obtain compensation.
*Disclaimer – Klezmer Maudlin PC does not endorse these medical providers, nor do we profit from having them listed on our website.
Indianapolis Courthouses
- Marion County Circuit Court: 675 Justice Wy, Indianapolis, IN 46203
- Marion County Superior Court: 675 Justice Wy, Indianapolis, IN 46203
- US District Court – Southern Indiana: 46 E Ohio St, Indianapolis, IN 46204
- Court of Appeals of Indiana: 115 W Washington St, Indianapolis, IN 46204
- Indiana Supreme Court: 200 W Washington St, Indianapolis, IN 46204
Klezmer Maudlin Blog
Klezmer Maudlin Locations
Find a Klezmer Maudlin Office Near You
Indianapolis
8520 Center Run Rd.
Indianapolis, IN 46250
Ph: 317-597-6293
Fax: 317.569.9646
Jeffersonville
607 Watt St.
Jeffersonville, IN 47130
Ph: 812.425.3180
Fax: 317.569.9646
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We respect your privacy. All of the information you provide will be kept strictly confidential. After you submit the contact form below, we will follow up with you – usually within 24 hours and sometimes much sooner than that. We are prepared to answer all of your questions and provide you with advice about your legal options during a free consultation and claim review.